Open your wallet, pick a network, and put idle tokens to work. ramp lets you supply supported assets across several chains and earn a yield while keeping custody in your address. Choose the coin, approve once, and confirm the supply transaction. The app shows current variable rates, collateral factors, and a health meter so you know how much room you have before risk increases. You can top up or withdraw at any time to tune exposure as markets move.
When you need liquidity, mint rUSD against your position instead of selling. Select the collateral you've supplied, enter the amount of rUSD you want to draw, and preview borrow costs and your post-borrow health. Keep a safety buffer above the minimum to avoid liquidation during volatility. Use rUSD for trading, paying vendors, or moving stable value between protocols. To unwind, repay part or all of the rUSD plus interest and instantly unlock the corresponding collateral.
Working across chains is built into the flow. Move rUSD between supported networks using the transfer module: choose source and destination, review fees and estimated time, and submit. This makes it simple to chase better yields on another chain, fund gas-efficient transactions, or balance strategy allocations without bridging your collateral itself. If conditions change, you can borrow on one network, transfer rUSD to another to deploy into opportunities, and later bring it back to repay—keeping accounting clean and capital efficient. more
Free
Free
Corporate card
<ul>
<li>Unlimited cards
Card issuing controls
Expense policy enforcement
Travel & Expense
<ul>
<li>Travel bookings
Auto-receipt collection and matching
Basic approval policies
Accounts Payable
<ul>
<li>Invoice extraction (OCR)
Basic approval workflows
Pay bills by ACH, card, check, and more
Treasury
<ul>
<li>Earn 2.5%* in a FDIC-insured Ramp business account
Earn 4.13%* in a Ramp investment account
No fees, minimum deposits, or transfer caps
Accounting
<ul>
<li>Basic accounting rules
QuickBooks Online and Xero integrations
Reporting & Vendor Management
<ul>
<li>Compare vendor contract pricing
Vendor and spend tracking
Plus
$15.00 per user / month
Includes features of Free plan, plus
Corporate card
<ul>
<li>Auto-lock cards
Travel & Expense
<ul>
<li>Custom travel policies
Limit reimbursement spending
AI agents that enforce your policy for you
Advanced approval policies
Accounts Payable
<ul>
<li>Advanced approval workflows
Batch payments
Payment release approvals
Procurement
<ul>
<li>Unlimited intake
Approval and orchestration
Purchase orders and receiving
Two- and three-way matching
Accounting
<ul>
<li>Multi-entity support
Advanced accounting rules
NetSuite, Sage Intacct, and more integrations
Global
<ul>
<li>Pay card statements with local currency
Local reimbursements
Set spend limits in local currency
Enterprise
Custom
Includes features of Plus plan, plus
Accounting
<ul>
<li>Direct and custom ERP integrations
Security & Compliance
<ul>
<li>User role changelogs
Role customization
Custom Services
<ul>
<li>Custom development
Global
<ul>
<li>Local currency cards and reimbursements
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