FourPi

Open your wallet, connect once, and start turning responsible finance into tangible benefits. FourPi gives you a portable, onchain credit profile you control. In a few minutes you can link the wallets you use, opt in to add supporting signals (exchange activity, payroll proofs, bank data via aggregators), verify identity with privacy-first checks, and set targets. Your profile updates continuously as you pay on time, keep utilization healthy, and avoid risky patterns. A clear dashboard shows what moved your score, what to do next (enable autopay, consolidate, improve wallet hygiene), and the estimated impact before you act. Every improvement immediately boosts your standing across supported apps.

Rewards are practical and ready to claim. Tap the Offers tab to see real benefits tied to your current tier: reduced fees on swaps and bridges, boosted yields in partner vaults, better loan-to-value on lending pools, allowlist priority, or merchant discounts. Pick an offer, review the terms, then redeem with a single signed message—no forms, no repeated credential checks. Example workflow: add a utility bill and payroll proof to strengthen your reliability, turn on autopay for a small stablecoin loan, and within one billing cycle you could level up to a tier that cuts APR or waives platform fees. You choose what to share; consent gates every integration.

For builders, FourPi serves as a drop-in trust layer. Use the SDK to request user permission, read a normalized score and labeled attributes, and gate features accordingly: set dynamic borrow limits, tailor subscription trials, or screen airdrops to reduce sybil attacks. Webhooks stream score changes so limits update in real time. Policies are declarative—define thresholds by product and region, then log decisions for audits. The signal is portable and tamper-evident, so users keep their standing across your ecosystem without repeating onboarding, while you lower fraud and collateral costs for qualified users.

Communities and operators can convert trust into smoother workflows. DAOs can assign roles or voting weight by tier. Marketplaces can trim escrow or deposits for verified members. Creators and freelancers can use milestone escrows with dispute coverage tied to reputation. Property owners and equipment lenders can pre-screen applicants without handling sensitive documents. On the personal side, set reminders, simulate outcomes (what if I repay early?), and auto-share achievements with partner apps. Each action tightens the loop: better habits unlock better access, and your access follows you wherever you build.